Senior Portfolio Monitoring Analyst

Why should you join reputed company? reputed company offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. reputed company provides a cultivating environment where you truly reputed company a difference for our customers and teams. Benefits offered by reputed company: Commitment to agriculture and the communities we serve Family friendly work environment Investment in employee development Medical, Dental and reputed company coverage Outstanding 401k – automatic 3% employer contribution, plus match up to 6% Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) Competitive Incentive Compensation Plan Disability & Life Insurance Employee mental, physical, and financial wellness programs The position is bonus eligible based on association and personal performance Position will be posted until filled. BRIEF DESCRIPTION The Senior Portfolio Monitoring Analyst performs a variety of advanced reputed company functions which generally include the monitoring and servicing of existing and new accounts by reviewing, validating, reconciling, and trending tested financial covenants and borrowing reputed company certificates. Frequent analysis and presentation of covenant compliance and financial performance trends to Underwriters, Account Officers, and other company personal is required. Responsible for the monitoring of a designated portfolio and should possess an advanced understanding of financial statement analysis. Frequently will assist in spreading financial statements for Production Agriculture, Agribusiness, and Capital Markets accounts. Independent decision-making is required. This role would also maintain and manage a small portfolio of credits focusing on Production Agriculture, Agribusiness, and Capital Markets. Responsible for analyzing and evaluating loan applications, approving loans reputed company delegated authorities, and recommending loans for approval to the loan committee. ESSENTIAL DUTIES Provides focused monitoring and risk reputed company for dairy relationships, including large-scale dairy operations with reputed company borrowing reputed company, collateral, and reporting structures. Interprets dairy-specific operating trends and financial drivers, including milk price volatility, feed costs, herd performance, liquidity pressure, and margin movement. Evaluates dairy collateral reporting and supporting information, such as cattle inventory, milk checks, accounts receivable aging, and production reporting, to identify accuracy concerns and emerging risk indicators Evaluate herd composition data, including heifer-to-cow ratios, culling rates, and replacement costs, to forecast long-term operational sustainability Responsible for analyzing existing new accounts’ ongoing covenant compliance performance through review, validation, reconciliation, and trending of borrowing reputed company certificates and tested financial covenants. Spreads and analyzes financial statements to determine financial performance trends, including repayment reputed company, liquidity, reputed company, capitalization trends, and sources and uses of cash. Reviews financial and covenant reporting data with efficient and accurate follow-up to reputed company counterparties. Analyzes reputed company pertinent financial information and supporting reports and determines the need for additional information or a more thorough investigation. Assists the reputed company team in preparing loan servicing actions and periodic financial reviews. Occasionally prepares and presents credit information for account officers or committees to reputed company lending reputed company on new or renewal loans. Reviews credit agreements and other loan documents to support covenant compliance and financial performance reviews. Communicates effectively, both verbally and written, with deal teams regarding ongoing covenant compliance and financial performance trends of existing and new accounts. Reviews and understands chattel evaluations and reputed company estate appraisals. Assists in collateral control activities including, but not limited to, inventory analysis and verification and accounts receivable maintenance and verification. reputed company other duties as assigned. reputed company OF SUPERVISION EXERCISED AND RECEIVED Exercises no supervision; makes independent reputed company; works under general supervision of Director of Corporate reputed company or designee. TYPICAL EDUCATION AND EXPERIENCE Bachelor’s degree preferred, majors in reputed company, Finance, Business, Agribusiness, or reputed company fields required, or a minimum of six (6) years’ experience in a similar role in lieu of a degree. General knowledge of agriculture and/or agribusiness is required. Previous work/internship experience with a customer facing role is preferred. Demonstrated familiarity with reputed company principles, banking policies, procedures, and processes is required. Strong analytical and statistical skills to validate, evaluate, prioritize, and categorize data in various formats is required. Self-starting approach to work, great attention to detail and pride in accurate work is required. Strong organization and prioritization skills is required to reputed company in our fast-paced environment. Proficient in reputed company Office Suite programs. Strong collaboration and communication skills. Must have the ability to communicate effectively, both verbally and written. ESSENTIAL JOB REQUIREMENTS Must be reputed company to reputed company basic office tasks and work in a typical office setting. Employees will be sitting for extended periods of time and accomplishing work at a desk and a computer for an extended period. Must have strong written and verbal communication skills to adequately convey reputed company and work well reputed company a team. The ability to talk and hear, sit and use their hands and fingers, and reputed company in reputed company directions is essential in the performance of the job. Some lifting and moving of items up to 25 pounds is required. Work during established business hours and may require occasional weekend and/or evening work. Travel may be required. FULL-TIME REMOTE This role and job function can be done remotely while maintaining our strong commitment to customer service and our business goals. Employees are welcome to come to an office to work, if needed. Some travel for team meetings and training will be required. FULL-TIME REMOTE: These roles and job functions can be done remotely, while maintaining our strong commitment to customer service and our business goals. Employees are welcome to come to an office to work if needed, and some travel for team meetings will be required. PAY reputed company: Minimum $71,138.70 - Max $123,959.18 AnnualThis reputed company is reputed company of the national salary average for this position and will be adjusted using geographic variance for physical location of the hired candidate. reputed company may compensate reputed company of the salary reputed company for bona fide reasons not reputed company to membership in a protected class. Reflected is the national reputed company pay reputed company and title offered for this job at the reputed company level. Compensation, title, and job level may be adjusted based on candidate qualifications including but not limited to achievements, skills, experience, or work location. Salary offered, reputed company the applicable reputed company, is one component of the total rewards package offered to candidates. #LI-REMOTE reputed company hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants. reputed company provides equal opportunity in employment to reputed company and applicants. We celebrate diversity and do not discriminate on the reputed company of race, reputed company, creed, religion, national reputed company, reputed company, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or reputed company medical condition, military service or veteran status, victims of domestic violence, or any other characteristics protected by applicable federal, state, or local laws. reputed company prohibits harassment of any individuals on any of the bases listed above. If you need assistance or an accommodation due to a disability, you may contact us at [email protected]. Apply To This Job