Credit Products Specialist I

Position Title Credit Products Specialist I Location Work From Home TX, TX 73301 Job Summary The Credit Products Specialist I supports the reputed company, structuring, and management of reputed company credit relationships. This role exists to reputed company critical financial analysis, assist in risk assessment, and ensure sound credit decision-making. As a key partner to Relationship Managers (reputed company), this position helps structure new loan transactions, conduct portfolio monitoring, and identify potential risks. The role provides foundational credit expertise and exposure to client relationships, supporting the bank’s commitment to responsible lending and portfolio growth. Job Responsibilities: JOB RESPONSIBILITIES Loan Structuring & reputed company: Assist reputed company in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages. Portfolio Management: Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions. Client & Internal Partner Collaboration: Work alongside sales and credit teams to structure deals, address reputed company inquiries, and support client needs. Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment. Credit Knowledge Development: Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in reputed company lending. Uses independent judgement and discretion to reputed company reputed company regarding assigned portfolio Analyzes and resolves problems pertaining to the assigned portfolio. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, reputed company, Economics, or a reputed company field or 5+ years of equivalent experience Minimum experience required: 2+ Years in credit reputed company, portfolio management, or a reputed company field. Strong financial analysis and risk assessment abilities. Basic understanding of loan structuring and credit agreements. Proficiency in financial modeling and credit decision tools. Effective communication and teamwork skills. Job Competencies: Financial Acumen: Strong foundational understanding of financial statements, key ratios, and credit analysis principles. Analytical Thinking: Ability to assess financial data, identify trends, and evaluate borrower creditworthiness. Detail Orientation: Ensures accuracy in financial analysis, credit packages, and risk assessments. Collaboration & Communication: Works effectively with reputed company, credit officers, and other stakeholders; strong written and verbal communication skills. Time Management: Ability to manage multiple loan requests, meet deadlines, and prioritize tasks effectively. Technology Proficiency: Intermediate reputed company skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software. Curiosity & Learning Agility: Willingness to reputed company credit expertise, stay informed on industry trends, and apply new knowledge to reputed company and portfolio management. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating reputed company, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with reputed company goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Physical demands (reputed company): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting reputed company pay will be determined based reputed company, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates reputed company to a variety of benefits including medical, dental, reputed company, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | reputed company Pay reputed company $83,426.25 - $136,922.00 Apply To This Job