Underwriting Consultant - Fine Arts (Hybrid or Remote)

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It’s our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Intact’s Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Consultant to join our Fine Arts team based hybrid in our Chicago, IL or New York City offices or remotely on the East Coast. The position underwrites risks including the selection and rejection of new and renewal business for the most complex Fine Art and specialty accounts within the highest underwriting authority levels. Develops and executes strategic initiatives that contribute to the growth and profitability of a Fine Art book of business in an assigned territory. Focus is typically on new business production and large, high-value account management including private collections, museums, galleries, dealers, exhibition and transit risks. Develops superior working relationships with producers and specialized Fine Art brokers to successfully promote achievement of mutual growth and profitability goals. Viewed as a senior resource and technical expert in Fine Art underwriting and may act as a subject matter expert for this line of business. Acts as a coach or mentor to junior members of the department. Some of the Underwriting Consultant responsibilities include but are not limited to: Maximizes opportunities for underwriting profitable new and renewal Fine Art business, as appropriate based on market conditions, by leveraging broker relationships, product knowledge, and underwriting expertise in Fine Art exposures. Develops and maintains an active target account list including high-net-worth collectors, institutions, and specialized risks, tracking prospects, account rounding, and missed opportunities. Manages financial performance of all assigned Fine Art products in the assigned territory including accident year loss ratio, premium plans (new business, retention, and rate/exposure increases), and commission targets. Underwrites and manages a Fine Art book of business including transit, exhibition, and static risks. Manages underwriting quality and book management. Executes underwriting strategy including portfolio management, self-audits of new and renewal business, and well-documented approval of underwriting decisions. Ensures compliance with underwriting standards and assigned authority levels. Demonstrates a strong understanding of Fine Art exposures and key coverage issues including transit and exhibition risks, security and environmental protections, catastrophe exposure, and valuation considerations such as agreed value and market value. Makes underwriting decisions to accept, decline, or modify risks within the highest production underwriter authority levels. Implements underwriting decisions in compliance with state laws and applicable international considerations for transit and exhibition risks. Structures specialized Fine Art coverage solutions, including all-risk policies, wall-to-wall transit coverage, and exhibition or consignment coverage arrangements. Develops superior working relationships with producers, specialized Fine Art brokers, and key market participants to successfully promote achievement of mutual growth and profitability goals. From a sales perspective, identifies gaps in coverage and/or services, understands where the company can deliver value based on those gaps, and uses that information to help retain or obtain customers. Works closely with wealth managers, art advisors, and institutional partners, and establishes strong business relationships across internal departments including claims, actuarial, and risk control to better service producers and accounts. Regularly travels to key producers, collectors, and institutions and remains highly visible in the Fine Art marketplace, including participation in industry events, art fairs, and broker meetings. Understands and communicates the company’s underwriting appetite and generates qualified Fine Art business in support of that appetite. The expertise you bring Bachelor’s degree or equivalent experience 7–10 years of progressively more complex underwriting experience, preferably in Fine Art, Inland Marine, or High-Net-Worth segments Professional insurance designations preferred (CPCU, AINS, ARM) Additional background in art history, appraisal, or museum practices is a plus Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $151,000 - $201,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $176,000 - $206,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed. Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what’s right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You’ll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-DNP Apply To This Job