Pay-Out Product Manager

Hi! We're Mercuryo, and we’re on a mission to redefine finance by blending the best of traditional banking with the power of decentralized finance (DeFi). We believe everyone deserves seamless access to Web3 and traditional financial services, so we're building the platform that makes it real: one that simplifies crypto and integrates it into the broader financial ecosystem. Since launching in 2018, we've grown into a recognized force in the industry, named one of Europe's Fastest-Growing Startups 2025 by Sifted and awarded Best Crypto On-Ramp & Payments Solution 2025 by Cryptonomist. We've partnered with leading brands including Visa, Mastercard, MetaMask, Trust Wallet, Ledger, and Jupiter, powering over 200 products and collaborating directly with major ecosystems like Solana, Consensys, and BNB Chain. Why Mercuryo? Industry Impact Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance. Innovative Environment Collaborate with more than 300 talented professionals from diverse backgrounds - including banking, SaaS, and Web3 — all united in delivering outstanding user experiences. Growth and Learning Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries. Flexible Culture We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together. About the Role: We are building a systematic, long-term payments business in international markets. We are looking for a Product Manager to own and develop the Pay-Out direction — from market research and go-to-market strategy to product delivery and commercial enablement. This is a high-ownership role modeled after our existing PM function: you will act as the connective tissue between market, product, and operations. You Role: Product & Development Own and manage the product backlog for Pay-Out: feature definition, prioritization, sprint management. Drive the full development cycle in collaboration with engineering and business analysts. Conduct market research and develop go-to-market strategies for new segments and products. Commercial & Market Work closely with the sales team: collect feedback, translate it into product requirements, communicate updates back. Personally participate in sales conversations to gather first-hand market feedback (customer discovery) Build complete value chains for new segments — from technical infrastructure and legal/compliance setup to support processes and sales playbooks. Operations & Finance Own the unit economics of the Pay-Out product. Ensure proper legal and financial operations for the direction. Track and manage P&L, budgets, and sales funnels. What We're Looking For: 3+ years of experience in the payments industry with a focus on payout flows - disbursements, money remittance, payroll, or creator economy payouts. Hands-on experience with multiple payout channels: Visa/Mastercard push, alternative payment methods, cross-border payouts outside Europe. Experience working with payment providers: ability to navigate KYB, compliance requirements, and build long-term partnerships. Strong understanding of unit economics, P&L, and sales funnel management. Product methodology: Agile, backlog management, roadmap planning, prioritization frameworks. Practical experience applying AI tools in daily workflows (beyond basic ChatGPT usage). Nice to Have: Experience with payroll platforms, creator economy products, or B2B mass payouts. Background in crypto or adjacent industries. Exposure to markets outside Europe (LATAM, SEA, MENA, etc.). What We Offer: Competitive market rate salary and performance-based incentives. 22 days annual leave with an additional 6 company days, plus bank holidays. Comprehensive health insurance plans. Maternity & Paternity leave support. Extensive benefits program. Flexible work schedule and remote work options. Modern offices and co-working spaces across 6 countries. Working equipment. Professional development and training opportunities. Opportunity to shape the initiatives you’re working on. Diverse and friendly team. We are open-minded to new ideas. Join Us! If you're driven to be a part of the Web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future! Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodations during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team. Apply To This Job