Claims Adjuster II
Job Description:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex Construction nature
- Determine coverage, compensability, potential for subrogation recovery, and other offsets (when applicable)
- Alert Supervisor and carriers Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with carriers approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with medical professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of New York State requirements and applicable case law for NY
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing, with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including but not limited to day to day interactions, claims reviews and renewal meetings
- Authorize medical treatment based on protocols established by NYS WC law
- Assist Underwriting on new and renewal business
Requirements:
- Claims Adjusters License required
- Bachelor's degree, or four or more years of equivalent work experience
- At least 3 or more years’ experience handling New York State lost time workers compensation construction claims for Associate in Claims (AIC) Designation or similar professional designation desired
- Familiarity with medical terminology
- Strong organizational skills and ability to manage multiple tasks simultaneously
- Demonstrated ability to work independently and with a team
- Ability to analyze data and make sound decisions
- Strong Knowledge of OSHA construction standards
- Knowledge of NYS labor Law §240
- Computer literacy, including working knowledge of MS Office products including Word, Excel and PowerPoint
- Knowledge of Claim Center a plus
- Ability to travel for business purposes, less than 15%
Benefits:
- Health insurance
- 401(k) matching
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