Credit Officer/Manager

Assess creditworthiness of loan applicants meticulously analyzing financial statements and credit reports to mitigate risk Conduct thorough due diligence on potential borrowers including site visits and industry analysis to gain a comprehensive understanding of their businesses Structure loan facilities negotiate terms and conditions and prepare comprehensive credit proposals for management approval Monitor existing credit portfolio performance proactively identifying and addressing potential credit risks and delinquencies Review and prepare proposal for loan applicationAssist in various audit process of internal and externalEnsure the regulatory complianceSuperior problem solving and analytical abilitiesIn-depth knowledge of India UAE market for corporate institutional financial servicesSound knowledge of international banking law practice and products services particularlyrelating to India UAE Outstanding interpersonal communication and presentation skillsInnovation and creativityStrong analytical and problem-solving skillsHe she should be capable to train the other departmental office staffThe selected candidate will also handle other responsibilities as assigned by the Bank fromtime to time A Bachelor's degree in Finance, Accounting, or a related field is essential to build a solid foundation.Possession of a professional certification such as CFA, CPA, or a similar qualification, is highly desirable.Minimum of 3-5 years of experience in credit analysis or a related role within the banking or financial services sector in UAE/IndiaDemonstrated experience in evaluating credit applications for diverse industries, with a strong understanding of UAE/India market dynamics.Last date for application submission - 23.03.2026